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Cozy Family

Flexible HVAC & Plumbing Financing | CMC & Wisetack

Financing from $500 – $25,000  |  APRs 0% – 35.9%  |  Terms 3 – 60 months  |  No fees or penalties

Upgrading or repairing your home’s heating, cooling, or plumbing systems shouldn’t break the bank. With flexible financing options through Wisetack, you can spread your payments out over time — with clear terms, transparent rates, and zero hidden costs. Whether you’re replacing a furnace, installing a new air conditioner, or tackling a major plumbing project, CMC makes it simple to get the work done now and pay over time.

WHY FINANCE YOUR HVAC OR PLUMBING PROJECT

Financing your home comfort upgrades is about more than just breaking payments into smaller chunks — it’s about making the right improvements at the right time without putting unnecessary strain on your budget. Whether you’re dealing with a failing furnace in the middle of winter or planning a major plumbing project, flexible financing gives you the freedom to move forward immediately instead of waiting until it becomes an emergency.

By turning large, unexpected expenses into manageable monthly payments, you can budget confidently while still investing in long-term solutions like high-efficiency HVAC systems or tankless water heaters. That means you don’t have to settle for a “band-aid” repair when you could upgrade to something that saves money, runs more reliably, and improves your home’s comfort for years to come.

Financing also opens the door to better performance, lower energy bills, and even increased home value — all without hidden costs or surprise fees. With clear terms, APRs starting as low as 0%, and no penalties or compounding interest, Wisetack makes it simple, transparent, and stress-free to protect both your home and your wallet.

HOW OUR FINANCING WORKS

Fast, easy, and hassle-free - Most customers are approved

in less than a minute!

  • Apply Online in Seconds – Our secure application is simple and uses a soft credit check (no impact to your score).

  • Review Your Offers – Choose from multiple loan options with terms from 3 to 60 months.

  • Select a Plan That Fits Your Budget – Borrow anywhere from $500 to $25,000 with APRs starting at 0% for qualifying customers.

Wisetack financing advertisement
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Wisetack prequalification

Check your HVAC or plumbing financing options in seconds — with no credit impact, no hidden fees, and flexible monthly payments.

EXAMPLES OF WHAT YOU CAN FINANCE

If it keeps your home comfortable and running efficiently, you can finance it.

terms & conditions

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.

Ready to take the next step toward better comfort and efficiency?

Apply today for HVAC and plumbing financing through Wisetack and get the upgrades your Madison Heights home needs—without the upfront cost.

 

Simply fill out the form below to get started or check your financing options in seconds with no credit impact.

CMC plumbing, heating and cooling van in customer driveway
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SERVICE AREAS

Birmingham

Roseville

Berkley

Troy

Sterling Heights

Pleasant Ridge

Huntington Woods

Oak Park

Ferndale

Madison Heights

Farmington

Rochester Hills

Eastpointe

Warren

Bloomfield Hills

Royal Oak

St. Clair Shores

Grosse Pointe

Clawson

Beverly Hills

Southfield

Lathrup Village

West Bloomfield Hills

Farmington Hills

Centerline

Harper Woods

Clinton Township

Utica

Waterford

Detroit

Hamtramck

Hazel Park

Macomb

CONTACT

Email: service@cmcphc.com

Call: 248-546-8800

25740 John R Rd

Madison Heights, MI 48071

Mon-Friday 8:00AM-5:00PM

Major Credit Cards Accepted
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